The Financial Matrix

2 04 2015

Orrin woodward explains what the Financial Matrix is very well in a recent post made on his award winning blog.  Are you in the Matrix?  You’ll know after watching his video.

Enjoy,

Steve  

The Financial Matrix Debt System

High-paying longterm jobs are exiting North America at an alarming rate. Nonetheless, citizens of America and Canada seem unable (in some cases unwilling) to cut expenses. The latest numbers on American indebtedness (Canadian numbers are similarly dismal), both consumer debt and home mortgages, is staggering.

The latest GoBankingRates report found the average American is more than $225,000 in debt with little savings. The website identified (using the earnings, savings, and various loans) the “average American’s” (calling her ‘Mary Smith’) financial status.

GoBankingRates editor Jennifer Calonia stated that, “Mary is 37, the current median age of an American. She’s a non-Hispanic White, the largest demographic in the country, and she works in retail sales, the most common occupation in the United States”

Unfortunately, Mary’s pay and debt load is a train wreck in progress. Calonia noted, “Until we witness a much more dramatic return to permanent, long-term employment in the private sector, Mary Smith’s dire scenario, which leaves her drowning in debt and without adequate savings, will continue to play out, especially as more companies rely on temporary, low-wage work.”

According to the latest USA data, the real (inflation adjusted) median household income was $51,939 in 2013. However, one must remember that household income is the combined incomes from everyone working in the house. Basically, this means the average personal income is somewhere around $30k. Further, the total income has trended downward since 2007, falling 8% from the pre-recession peak of $56,436 and remains well below the 1999 record of $56,895.

In other words, household income, over the last 16 years, has actually gone down! Imagine working for 16 years straight only to receive less money than one did originally. To compound this pain, inflation has caused most other prices to skyrocket, leaving Americans bewildered and frustrated. This simply cannot continue indefinitely. Compare the average income of Americans with the average debt loads and a forthcoming financial disaster becomes apparent.

Here is a summary of the average debt numbers.

  • Average credit card debt among indebted households: $15,263
  • Average credit card interest rate: 14.95% APR
  • Average mortgage debt: $147,591
  • Average outstanding student loan balance: $31,646
  • Average auto loan debt: $30,738
  • Only 59 percent of Americans have at least $500 in a savings account saved

Financial Fitness Pack

LIFE Leadership has the Financial Fitness Program to help people across the world learn how to play defense and offense in order to break free from the increasingly oppressive  Financial Matrix. Few understand the difference between expenses and investments and, unfortunately, most people maximize expenses while minimizing investments. LIFE Leadership, in contrast, teaches how to build wealth for the longterm by slashing expenses and investing in your #1 asset – yourself. If you are looking for an escape path from the Financial Matrix, LIFE Leadership has is the fasttrack. I feel like Morpheus explaining to people trapped in the matrix the plan to set them free:

Morpheus: When the (Financial) Matrix was first built, there was a man born inside who (he purchased a Financial Fitness Pack :) ) had the ability to change whatever he wanted, to remake the (Financial) Matrix as he saw fit. It was he who freed the first of us, taught us the truth : ‘As long as the (Financial) Matrix exists, the human race will never be free.’ After he died, the Oracle prophesied his return, and that his coming would hail the destruction of the (Financial) Matrix, end the war, bring freedom to our people. That is why there are those of us who have spent our entire lives searching the (Financial) Matrix, looking for him. I did what I did because…I believe that search is over. – (LIFE Leadership is here.)

Isn’t it time you learned the Defense, Offense, and Playing Field of finances so you too can break free from the Financial Matrix?

Sincerely,

Orrin Woodward





Disciplined Vs Undisciplined

19 11 2013

Every man has 24 hours in his day. So what makes one squeeze every ounce of productivity in the 1,440 minutes while one man can Happinessnot seem to get enough done?  I recently read a book by Shawn Achor called Happiness Advantage where he lays out a principle called the 20 second rule that I believe answers this question.

This is not some theory about how long your food can lay on the ground before you can safely eat it. Shawn talks about how people who are successful systematically set up their lives to make success come easier. It’s not about will power because our will power can last only so long before we crack and go back to the easier path of resistance. He states if we make small adjustments we can “reroute” ourselves to doing the habits we know we should do to achieve greatness.

Hogwash you say! Let me tell you a real life example of how I applied this. I listen to at least three audio recordings a day from successful people to enhance my success in life. Recently my wife and I moved and I could not figure out why I was only getting in about 1 to 2 cd’s per day. What I found was that my habit of success was altered in my new setting thus taking me longer than 20 seconds to do what I new I should do for success but I wouldn’t because it was no longer just habit. I had to look at my new surroundings at set up this habit so every morning it took little thought and less than 20 seconds to start this principle of success. I set up a new pattern for myself and am now achieving back to and beyond the level I was previously doing.

Let’s take a more difficult example. We all now we should exercise, but how many of us do it? Why? Because when we wake up in the morning an hour early, the covers are much more appealing than sweating. When we wake up and start thinking about getting our clothes on and finding our shoes, if it takes longer than twenty seconds we have already lost and guilt will be with us the rest of the day.

The solution? Take the path of least resistance. If you truly want to make this a habit. Wear your exercise clothes to bed and put your shoes next to you on the floor. When the alarm goes off and you barely have to put thought into what you are doing your halfway out the door! Do this for 21 days and you have created a new success habit.

Try it! Try a small change that you have been hoping to make and see how it works. Nothing breeds success like success and you will be on to tackling bigger areas of your life. Steve Leurquin

 

 





Wrestling-Life-Hero

30 09 2013

It seems as though people doing great things is becoming cool again! After many years of a constant bombardment of negative happenings being the only thing highlighted in the media, I have had an enormous amount of people sending me stories of great people doing even greater things!

Thanks to the heroes like the two gentlemen you about to see, our generation is waking up to the fact that when you realize where you came from, everyone should be treated like the special creation they are!  Demetrius…..Thank you! 

This life is a great journey, Enjoy it! Steve Leurquin

high school wrestler down syndrome

We share a pretty thorough amount of stuff to make you cry on this site, from sick kids in wheelchairs scoring touchdowns to army dads returning home to surprise their families todead dog mascots who tweet from Heaven, so it’s amazing to me that a story as inspiring and touching as the one between Atlanta high schoolers Demetrius de Moors and Michael Lind could be almost a year old and not have any major mainstream coverage.

Demetrius was set to compete in Georgia’s prestigious South Metro Wrestling Tournament and stepped in against Lind, a kid with Down Syndrome. I won’t spoil it for you in an asinine paragraph, but if you’ve got five free minutes, watch this video in its entirety, cry a little bit, and feel a hell of a lot better about humanity.

 

It’s such a great story, even if Randy Orton makes an unwelcome cameo.

michael-wwe-magazine

Demetrius ended up winning a 2012 National Sportsmanship Award for his efforts, and it was well-deserved. But hey, Demetrius? It’s okay to tell your mom when you do something cool like this.

People are pretty okay sometimes, huh?

 





Assist of a Champion, Shot of a Lifetime

20 09 2013

There are moments when I am just so proud to be a human being I just can’t stand it! With tears in my eyes I watched this video several time and I am in awe of God’s glory! God? You may ask. God didn’t pass Mitchell the ball.

Well, if a creator did not exist, if we were just products of chance and only the fittest survive in a quest of superiority to advance the best genes, then Jonathan would have never done what he did and Coach Moralas would not even bother taking Mitchell under his care. There is absolute truth and thank you to Coach, Mitchell, and Jonathan for your shinning light of how great that truth can be!

Enjoy the video, Steve Leurquin





Walk A Mile In Someone Else’s Shoes

27 05 2013

One phase that I have tried to eliminate from my vocabulary is, “I know exactly how you feel.” We may have gone through simliar experiences but as we are all created uniquely thus, we all deal with lives events in our own way.

A quality of leadership is understanding people. One of the best ways I have discovered to understanding people is to be on a continuous course of self-improvement. We will never know exactly how how people feel, but striving to always better ourselves, especially in the area of relationships, we can understand with more empathy, the people in our lives.

For the past several years I have been on a self-directed leadership education with LIFE. The information has helped me be a better teacher, coach, and now a business owner. People can say what they want about leadership development but they can not argue with the results it has for people who have worked to implement the principles into their lives.

I always try to walk a mile in other people’s shoes before I make a judgement on anything. This help me understand before making any kind of decision in the several areas of leadership I am in. Well…..I always felt I wanted to know how my wife felt bringing our three great children into this world. After watching this video, I’m pretty sure I never want to find out.

Enjoy, Steve Leurquin





Ben Carson at The National Prayer Breakfast

18 02 2013

Check out Orrin Woodward’s post from last week showing Ben Carson at the National Prayer Breakfast speaking the truth. I will let the write up by Mr. Woodward and the video speak fot itself, but I will add that when truth is spoken it is music to the ears! Thank you Mr. Carson for having the courage to speak the truth no matter who is watching.

Enjoy, Steve Leurquin

 

Dr. Ben Carson at the National Prayer Breakfast

Posted by Orrin Woodward on February 14, 2013

I woke up early this morning excited to watch Benjamin Carson’stalk at the National Prayer Breakfast. So many people have emailed me the link and said it reminded them of concepts shared by Oliver DeMille and me in the soon-to-be-released book LeaderShift. There is a law of life, similar to the one in science, that every action has an equal and opposite reaction. Today, America is drifting further and further towards a socialist nanny state; thankfully, however, a reaction is rising amongst leaders from all fields of life who are concerned about the direction of our society and are willing to do something about it. I sincerely believe that character-based leadership is needed more today in America than at any point since the founding of our nation.

Ben Carson, in this speech, made a stand for truth on education, history, and leadership. Not surprisingly, many of the concepts discussed in Dr. Carson’s speech are outlined in LeaderShift to help solve our national malaise. In other words, concerned Americans are not alone. Nonetheless, we need many more leaders to stand up and launch the LeaderShift! When faced with great challenges, the citizen’s choices reduce to two main paths: either shrink into silence and oppression or rise into leadership and liberty. What choice will the reader make? I believe we are entering great times for courageous leaders to live.

Sincerely,

Orrin Woodward





What Motivates You?

4 02 2013

Inspiring movie clips, speeches, quotes, I can’t get enough of them to help with personal motivation! There is nothing like thinking through your goals and what the future will bring while watching someone who has already achieved greatness tell you you can do it.

Over the years I have seen many great inspirational clips. For this blog I have decided to pit two of them against each other for you, the readers of this blog to decide with your vote which is better. Watch the videos and then in the comment section place your vote for your choice. Voting will end one week from today and you can only vote once per day. Tell your friends to vote because it will be public record as to who you voted for and it will be forever bragging rights if you voted for the winner :)

Enjoy, Steve Leurquin








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