Fighting Out of The Matrix

5 05 2015

This past week my kids turned me on to this heart-tugging, mind bending music video. The parallels to how most of us feel, trapped in today’s matrix of false information is amazing.

Watch as one leader’s voice is all the group needs to break out of the matrix. Watch their eyes change as they are blessed with truth. Notice how they are gaged from speaking and constant media is forced in their ears. Man! This video hits close to home.

Life Leadership is providing people with a path to break out of the Matrix.  New information that is generated from the only true path is needed because we already know where information that doesn’t follow that path has taken us.

As in the video, it only takes one to change the tide. Will you be that one who provides the voice of truth?!

Enjoy, Steve





Orrin Woodward Releases The Financial Matrix Book

20 04 2015

The truth can hurt, especially when it opens your eyes to what you always thought was the truth. That’s deep! When Orrin Woodward’s book gets released next week I hope you take it upon yourself to promote it to everyone you know. The correct knowledge applied is power and I challenge leaders to take it upon themselves to provide that knowledge to the world.

Enjoy this preview of the book that will make a huge impact on all of our futures.

Steve

Fractional Reserve Banking: Power, Profits, & Pain

6a00e54eedbee1883401b7c77b0f32970b-320wiThe key to understanding the Financial Matrix is to recognize how the banking system uses the fractional reserve banking (FRB) process in partnership with the central bank to form a bank cartel insured by the national government. Without this trilateral partnership, the banking cartel, with the FRB systems inherent inconsistencies would cause the cartel to collapse under its own weight. Indeed, the whole point of my new book to be released by LIFE Leadership next week is to describe a plan out of the FRB fueled banking cartel to protect your family. Just how bad is the FRB system?

Imagine playing a game of musical chairs where the same chair is fraudulently issued to 10 different people without their knowledge. While the music is playing “boom” phase, everyone is happy and the economy appears to be growing rapidly;  however, as debt increases, so too do the prices of everything from the predictable inflation. Eventually the prices of houses, cars, and other big ticket items outrun the ability of the consumers to service the debt and the music stops abruptly. The “boom” period has now transformed into the “bust” phase as the highly unstable and inflated money supply burst because the consumers cannot afford tocontinue paying the interest and principal payments.

Not surprisingly, when the music stops, the consumers discover they do not have actual chairs (real commodity money) to sit down in. Thus, the weakest financially fall down to the ground first, but it doesn’t stop there. For the failure of the banks marginal loan qualifiers causes a cascading effect (I would say like a row of falling dominoes, but I don’t want to mix my metaphors :)) until only the most conservative financially can survive at all during the bust.

For example, remember how the failures of the riskiest mortgages brought the failures of many others who thought they had solid mortgages? The domino effects of bad bad loan failures to “good” loan failures happened when the housing prices dropped 50% or more during the “bust”. Loans, in other words, that are good when house is worth $500,000 and a person owes $400,000, are defaulted upon when house falls in price to only $250,000 and the person still owes $400,000! The person has quickly realized he is missing his chair.

Of course, the banks win during the “boom” with massive amounts of profit from interest payments and also win during the “bust” because they are insured from loss by government bailouts and the central bank money injections. The coup-de-grace is when they also foreclose on real properties for pennies on the dollar leaving the debtor bankrupted.  Absurdly, the system is set up for “heads” the bankers win and “tails” the borrowers lose. For the consumers are bankrupted by the counterfeit paper chairs and the banks are bolstered by bailouts and property surrendered by debtors as collateral. Sadly, it doesn’t even end there.  Because now the bank cartel can start the music all over again, offering incredible interest rates and no money down, to seduce new borrowers into the shearing room for the next game of musical chairs.

The more I study the money system, the more amazed I am at the gullibility of the masses and governments to support a game that leads to their own demise. It’s seems like the modern world enjoys to punish itself for Big Banker profits. In reality, the Financial Matrix relies upon the unsuspecting people’s Financial Literacy ignorance. Indeed, few understand how money is created even though it is hidden from them. Rather, most people do not like to think upon issues that threaten them and choose the ostrich approach of working 8-10 hours per day for 40 plus years wondering why it seems they have to work harder every year for less gain.

Productivity increases around the world and yet the masses get broker and no one seems to know why. Then, paradoxically, we demand our government (this is beyond a party issue as Republicans and Democrats both love borrowing easy money from bank cartel) to help us even though they are the ones supporting the cartel hurting us. This would be like demanding a bully’s right arm to defend us from the bully’s left arm currently pummeling us.

Do you really think that is going to work? To be sure, the national government will raise your taxes and launch numerous initiatives, but the money cartel isn’t afraid because no one gets elected without their approval (after all they can print money out of thin air, who is in a position to out fund them?) and financial support.Allowing bank cartel to print money out of thin air is nothing less than a total surrender of sovereignty and our nation has become a government of the banks, by the banks, and for the banks. 

There is one thing, however, that the people could do. And, if they did so, it could change everything. Not just for themselves but for our nation. Get out of DEBT and stay out of DEBT! When the masses awake and learn Financial Literacy, I can promise you the banker cartel will tremble in its fiat paper boots. For only then will the people stop enslaving themselves for things they do not truly need. And, when the people set themselves free, then we are in the moral position necessary to demand the government set itself free from the Financial Matrix also. Isn’t it hypocritical, in other words, to demand our government to be debt free when we are not debt free ourselves?

The great economist of the Austrian School, Murray Rothbard studied how the Banking Cartel creates money:

Here’s how the counterfeiting process works in today’s world. Let’s say that the Federal Reserve, as usual, decides that it wants to expand (i.e., inflate) the money supply. The Federal Reserve decides to go into the market (called the “open market”) and purchase an asset. It doesn’t really matter what asset it buys; the important point is that it writes out a check. The Fed could, if it wanted to, buy any asset it wished, including corporate stocks, buildings, or foreign currency. In practice, it almost always buys US government securities.

Let’s assume that the Fed buys $10,000,000 of US Treasury bills from some “approved” government bond dealer (a small group), say Shearson Lehman on Wall Street. The Fed writes out a check for $10,000,000, which it gives to Shearson Lehman in exchange for $10,000,000 in US securities. Where does the Fed get the $10,000,000 to pay Shearson Lehman? It creates the money out of thin air. Shearson Lehman can do only one thing with the check: deposit it in its checking account at a commercial bank, say Chase Manhattan. The “money supply” of the country has already increased by $10,000,000; no one else’s checking account has decreased at all. There has been a net increase of $10,000,000.

But this is only the beginning of the inflationary counterfeiting process. For Chase Manhattan is delighted to get a check on the Fed, and rushes down to deposit it in its own checking account at the Fed, which now increases by $10,000,000. But this checking account constitutes the “reserves” of the banks, which have now increased across the nation by $10,000,000. But this means that Chase Manhattan can create deposits based on these reserves, and that, as checks and reserves seep out to other banks (much as the Rothbard Bank deposits did), each one can add its inflationary mite, until the banking system as a whole has increased its demand deposits by $100,000,000, ten times the original purchase of assets by the Fed. The banking system is allowed to keep reserves amounting to 10 percent of its deposits, which means that the “money multiplier” — the amount of deposits the banks can expand on top of reserves — is 10. A purchase of assets of $10 million by the Fed has generated very quickly a tenfold ($100,000,000) increase in the money supply of the banking system as a whole.

Did you get that? The Federal Reserve (Central Bank) writes a check backed by no real bank assets (instead its merely a debt imposed upon American productivity without collateral)  to purchase Treasury Bills from one of the Big Banks. The Big Banks then start the music again and seduce the next round of musical chair victims (usually mortgage loans since approximately 70% of USA money supply is created from house mortgages). The banks make interest on money created out of thin air, the government funds it debts, and the consumer play another round of musical chairs as the prices of everything rise during the boom and fall during the predictable bust. The people are sheared yet again because they do not understand the Misean/Hayekian Austrian Business Cycle theory.

Jorg Guido Hulsmann

Jörg Guido Hülsmann, in his fascinating treatise, The Ethics of Money Production, described the fiat money and fractional reserve banking cartel. He explained the whole system relies on legal privileges and special deals for the few against the many. Hülsmann has nailed the reason why the Financial Matrix is thriving and why each reader ought to protect his family by eliminating ALL DEBT through applying the principles taught in our #1 bestselling product the Financial Fitness Program:

There is no tenable economic, legal, moral, or spiritual rationale that could be adduced in justification of paper money and fractional-reserve banking. The prevailing ways of money production, relying as they do on a panoply of legal privileges, are alien elements in the capitalist [i.e., true free market] economy. They provide illicit incomes, encourage irresponsibility and dependence, stimulate the artificial centralization of political and economic decision-making, and constantly create fundamental disequilibria that threaten the life and welfare of millions of people. In short, paper money and fractional-reserve banking go a long way toward accounting for the excesses for which the capitalist economy is widely chided.

We have argued that these monetary institutions have not come into existence out of any economic necessity. They have been created because they allow an alliance of politicians and bankers to enrich themselves at the expense of all other strata of society. This alliance emerged rather spontaneously in the seventeenth century; it developed in multifarious ways up to the present day, and in the course of its development it created the current monetary institutions.

…The driving force that propelled the development of central banks and paper money was the reckless determination of governments, both aristocratic and democratic, to increase their revenue, if necessary in violation of good faith and of all established rules of commerce.

In sum, government power, banker profits and the people’s pain all increase while the people freedoms and pocketbook decrease. This is the “joy” of living in the Financial Matrix.

Sincerely,

Orrin Woodward





The Tripping Point In Leadership

17 04 2015

51gGJ3udJ8L._SY344_BO1,204,203,200_You know you are reading a great book when more things are underlined than not. The Tripping Point In Leadership: Overcoming Organizational Apathy is just that book.  Prior to this reading, my thought of an apathetic person was a sluggard who had no ambition and didn’t care about anything. After reading this book I was shocked to learn that at times in my life, I was that “sluggard!”

Author David Byrd’s definition of apathy in Leadership is the natural, human instinct, common to us all, that consistently encourages us to seek a comfort zone in which nothing ever changes. Wow! How many times in my life have I sought out that comfort zone? Once I became aware that apathy was a natural human instinct common to us all and not just the lazy tree sloth, I could begin to contend with the thinking that has been the tripping point in my leadership growth of my organizations

Like gravity, apathy will take over in us and our organization leading to decline unless a consistent counterbalance is put in place to attack the thinking that leads to stagnation, eventually leading to a fall.  Byrd gives four powers created in our personal design to combat this natural growth of weeds in our thinking that lead to apathy.

Choice – In our attitude, action, and accountability.

Vision – Without a clear picture of future growth we are content with the past.

Attraction – We boost the energy in ourselves and others by being more attractive.

Courage – “Emotional courage is your personal, conditioned capacity to respond to all life events with positive actions rather than negative beliefs.”

 

Apathy was never a word I would have thrown on a list as adjectives to describe me. After becoming aware of what the word means to leadership I would have to use it to describe me in the past. Here is the great thing! It describes me in the past. Awareness is the key. Once we are aware something exists we can now take command of how to “pull the weeds” so to speak of our past thinking. I look forward to taking on this battle of apathy together with most of you. For everyone else, there’s always tomorrow.

Steve Leurquin





Life Making An Impact In School

15 04 2015

As I am about to post a blog for my readers on a book I just completed, I came across yet another eye opening post by Life Founder Orrin Woodward! I am going to repost it here for you to see what an Impact Life is making to the world. In a few days I will post my original work but in the meantime, enjoy another great story about the impact Life Leadership is making!

Steve Leurquin

RESOLVED to become a School Curriculum

ResolvedI am excited to announce that the 13 resolutions from my book RESOLVED: 13 Resolutions for LIFE is being developed into teaching curriculums for the different age K-12. Director and Principal of the American Leadership Academy, Rob Brown, proposed a partnership between LIFE Leadership and himself to develop the curriculums for both charter-schools and the home-schooling markets.

After studying through the proposal LIFE Leadership agreed to support the project and help make the dream of reaching the next generation a reality. The results of this partnership promise to make a huge impact in the educational community. Here is a portion of the letter I received from Principal Rob Brown:

 I read Resolved  over Christmas holiday and the vision began to form in my mind of a rich leadership program unlike anything offered in an elementary or secondary educational format (homeschool included). We could adapt all the curriculum we already have and apply the Mental Fitness Challenges to our high school aged students. We could build daily leadership lessons based on the 13 Resolutions and teach them to students from kindergarten through twelfth grade!

I asked myself some questions: Why don’t we teach this? What might happen if we did? What if I had learned these principles as a kid? What difference would it make if tens of thousands of K-12 students were taught about their Purpose, Character, Friendship, Finances, and Leadership on a daily basis for their entire growing-up years?

Our Nation is in crisis, and it is our responsibility to fundamentally re-establish America’s greatness. The most effective way for us to achieve greatness is through living these principles with fidelity and teaching them to the rising generation. As we teach these principles to our children they will grow up living these truths, and our homes, churches, businesses, and legislatures will be filled with those that have the right tools and the courage to do the right things in order to preserve freedom for us, our families, and our friends.

Education is like weddings and funerals. Everyone does it and the market is wide open. Covey has over two thousand Leader in Me  schools and little home school reach. Resolved  has provided a superior vehicle. I have a framework for a step by step guide to make ResolvedSchools  a reality and teach leadership to achieve greatness in our homes and country. I will be creating this for my schools regardless, however, I know that by partnering together we can create a real Win-Win that could affect countless lives.

Sincerely,

Rob Brown

Director- American Leadership Academy Gilbert Campus

It has been a joy to work with Principal Brown. He lives the resolutions on a daily basis and with his help, he took the principles of RESOLVED and explained them in way that resonates with students. If you have children (or know someone with children) in charter schools or home-schooling, then this book is the first part of a full curriculum to follow. The goal is to inspire the children to become resolution-centered leaders that make an impact in the world. Here is the introduction I wrote for the RESOLVED: Student Edition to be released later this year:

Introduction

In 2011, when I wrote RESOLVED: 13 Resolutions for LIFE, I did so to share the resolutions that had so radically changed my own life. The results of this labor of love have been nothing short of mind blowing. For within the first year, the book made the Top 100 All-Time Leadership book list and became the framework for the bestselling Mental Fitness Challenge Program.

Still, when Principal Rob Brown, of American Leadership Academy in Gilbert, Arizona, contacted me to discuss using the resolutions in RESOLVED to create an entire K-12 school curriculum, I was a little taken aback. Principal Brown had written to me:

I am the principal at American Leadership Academy in Gilbert, Arizona, a K-6 elementary charter school. As the name implies we are patriotic, leadership driven, and focused on academics. It’s the leadership part that drew me to this school. I love that we teach children the principles of leadership. When I was introduced to Resolved I was amazed at how simple and powerful each chapter was. I said, “What would happen if we taught this to kids!?!”

What would happen, in our opinion, is the students would accomplish private victories which would lead to public victories and then onward to leadership victories which, finally results in a legacy to pass on to the world. After Principal Brown, Chris Brady – CEO of LIFE Leadership, and I discussed the idea further, we realized that beyond just a school curriculum, RESOLVED – Student Edition is just the first, of many, books in a series that will eventually become The Children’s Leadership Library.

Rob Brown is not your average principal. The hunger to learn and the passion to teach is evident in everything he does. Indeed, the book you hold in your hands would not have been completed were it not for his drive to finish what he starts. Furthermore, I cannot think of a better person to partner with in spreading the power of resolutions to transform lives than a principal on the educational front lines. It has been a pleasure working with Principal Brown.

Finally, the principles taught in RESOLVED: Student’s Edition can help anyone at any age. Each section concludes with a workshop. That’s where the real power lies. Complete each workshop as you read. As you apply these principles you will gain confidence in making choices. You will really begin to understand the importance of the choices you make and how they will influence your life. I have taught for years that vision is tomorrow’s reality expressed as an idea today. It’s time to stop talking about education transformation and it’s time to start living it. This book has turned the dream into reality.

Sincerely,

Orrin Woodward





The Financial Matrix

2 04 2015

Orrin woodward explains what the Financial Matrix is very well in a recent post made on his award winning blog.  Are you in the Matrix?  You’ll know after watching his video.

Enjoy,

Steve  

The Financial Matrix Debt System

High-paying longterm jobs are exiting North America at an alarming rate. Nonetheless, citizens of America and Canada seem unable (in some cases unwilling) to cut expenses. The latest numbers on American indebtedness (Canadian numbers are similarly dismal), both consumer debt and home mortgages, is staggering.

The latest GoBankingRates report found the average American is more than $225,000 in debt with little savings. The website identified (using the earnings, savings, and various loans) the “average American’s” (calling her ‘Mary Smith’) financial status.

GoBankingRates editor Jennifer Calonia stated that, “Mary is 37, the current median age of an American. She’s a non-Hispanic White, the largest demographic in the country, and she works in retail sales, the most common occupation in the United States”

Unfortunately, Mary’s pay and debt load is a train wreck in progress. Calonia noted, “Until we witness a much more dramatic return to permanent, long-term employment in the private sector, Mary Smith’s dire scenario, which leaves her drowning in debt and without adequate savings, will continue to play out, especially as more companies rely on temporary, low-wage work.”

According to the latest USA data, the real (inflation adjusted) median household income was $51,939 in 2013. However, one must remember that household income is the combined incomes from everyone working in the house. Basically, this means the average personal income is somewhere around $30k. Further, the total income has trended downward since 2007, falling 8% from the pre-recession peak of $56,436 and remains well below the 1999 record of $56,895.

In other words, household income, over the last 16 years, has actually gone down! Imagine working for 16 years straight only to receive less money than one did originally. To compound this pain, inflation has caused most other prices to skyrocket, leaving Americans bewildered and frustrated. This simply cannot continue indefinitely. Compare the average income of Americans with the average debt loads and a forthcoming financial disaster becomes apparent.

Here is a summary of the average debt numbers.

  • Average credit card debt among indebted households: $15,263
  • Average credit card interest rate: 14.95% APR
  • Average mortgage debt: $147,591
  • Average outstanding student loan balance: $31,646
  • Average auto loan debt: $30,738
  • Only 59 percent of Americans have at least $500 in a savings account saved

Financial Fitness Pack

LIFE Leadership has the Financial Fitness Program to help people across the world learn how to play defense and offense in order to break free from the increasingly oppressive  Financial Matrix. Few understand the difference between expenses and investments and, unfortunately, most people maximize expenses while minimizing investments. LIFE Leadership, in contrast, teaches how to build wealth for the longterm by slashing expenses and investing in your #1 asset – yourself. If you are looking for an escape path from the Financial Matrix, LIFE Leadership has is the fasttrack. I feel like Morpheus explaining to people trapped in the matrix the plan to set them free:

Morpheus: When the (Financial) Matrix was first built, there was a man born inside who (he purchased a Financial Fitness Pack :) ) had the ability to change whatever he wanted, to remake the (Financial) Matrix as he saw fit. It was he who freed the first of us, taught us the truth : ‘As long as the (Financial) Matrix exists, the human race will never be free.’ After he died, the Oracle prophesied his return, and that his coming would hail the destruction of the (Financial) Matrix, end the war, bring freedom to our people. That is why there are those of us who have spent our entire lives searching the (Financial) Matrix, looking for him. I did what I did because…I believe that search is over. – (LIFE Leadership is here.)

Isn’t it time you learned the Defense, Offense, and Playing Field of finances so you too can break free from the Financial Matrix?

Sincerely,

Orrin Woodward





What Are You Telling Yourself?

10 11 2014

The story you tell yourself is the most important book you will ever read! For every goal/Dream we want to achieve, there will be 1,000 obstacles that scream in your face, “It’s not worth it!”  We live in a world where so many people do not pursue their passions resulting in mid-life crises and regret when it’s too late because of fear and comfort of the status quo.

If only we could reframe our thinking to know that anything that is worth it will be difficult. Ask any team that wins a championship if all the work was worth it? Ask the mom who birthed her child for 20 hours if the pain was worth it? Ask the teacher who leads a student down the right path through their mentorship, if the 5 years of college and long days were worth it?

The question is, what dream will be worth it in your life that will cause some discomfort now? So many times people give up when they are on the verge of greatness because the story they tell themselves leads them back to comfort and ease.  I encourage you, keep pushing forward because you have greatness inside you and I can’t wait for the world to see it!

With that, here is a video of the story I am telling myself. After watching this tell me this team doesn’t think they can win every game they play. I encourage you, as you are watching, change a few words and when that negative voice creeps into your brain, blast it with the right story.

Enjoy, Steve Leurquin





Financial Fitness For Teens

20 10 2014

If only I would have known then what I know. If I could have a dollar for ever time this phrase has been Financial Fit Teensthought, we would be able to pay off our national debt. Many times we wish we could go back to ourselves as teenagers and give ourselves advice. The question is, would you listen to yourself?

Here is an even better question.  If you could go back to being a teenager, would you do something different with your finances to put yourself in a better place now?  We all know the answer. Life Leadership has done it again! They have solved two problems in one with their new book, Financial Fitness for Teens.  

The first problem solved is they have created a resource for an important topic that seems to be left out of our schools today.  If we look around we see everyone, even the “leaders” of our country, as clueless to financial common sense. The second problem they solve, is they present the information in a fun, interesting way and it doesn’t come from their parents who we know, from previous experience, they will be reluctant to listen to.

Financial Fitness For Teens breaks down 6 steps getting off to the proper start at an early age and covers why financial education is not taught in schools. The 6 steps are:

1. Understanding Money

2. Making Money

3. Saving Money

4. Giving Money

5. Investing Money (What Most People Don’t Know)

6. Spending Money

A must read for every adult to determine when to give to their child. It is even appropriate for that 20+ son or daughter who still hasn’t figured it out and is still mooching off you. I have added to my mission getting this book in the hands of as many youth as I possibly can. The only way to get out of our national debt crises is to start out with the proper education of the future leaders of our country.

Enjoy, Steve Leurquin








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