The Financial Matrix

2 04 2015

Orrin woodward explains what the Financial Matrix is very well in a recent post made on his award winning blog.  Are you in the Matrix?  You’ll know after watching his video.

Enjoy,

Steve  

The Financial Matrix Debt System

High-paying longterm jobs are exiting North America at an alarming rate. Nonetheless, citizens of America and Canada seem unable (in some cases unwilling) to cut expenses. The latest numbers on American indebtedness (Canadian numbers are similarly dismal), both consumer debt and home mortgages, is staggering.

The latest GoBankingRates report found the average American is more than $225,000 in debt with little savings. The website identified (using the earnings, savings, and various loans) the “average American’s” (calling her ‘Mary Smith’) financial status.

GoBankingRates editor Jennifer Calonia stated that, “Mary is 37, the current median age of an American. She’s a non-Hispanic White, the largest demographic in the country, and she works in retail sales, the most common occupation in the United States”

Unfortunately, Mary’s pay and debt load is a train wreck in progress. Calonia noted, “Until we witness a much more dramatic return to permanent, long-term employment in the private sector, Mary Smith’s dire scenario, which leaves her drowning in debt and without adequate savings, will continue to play out, especially as more companies rely on temporary, low-wage work.”

According to the latest USA data, the real (inflation adjusted) median household income was $51,939 in 2013. However, one must remember that household income is the combined incomes from everyone working in the house. Basically, this means the average personal income is somewhere around $30k. Further, the total income has trended downward since 2007, falling 8% from the pre-recession peak of $56,436 and remains well below the 1999 record of $56,895.

In other words, household income, over the last 16 years, has actually gone down! Imagine working for 16 years straight only to receive less money than one did originally. To compound this pain, inflation has caused most other prices to skyrocket, leaving Americans bewildered and frustrated. This simply cannot continue indefinitely. Compare the average income of Americans with the average debt loads and a forthcoming financial disaster becomes apparent.

Here is a summary of the average debt numbers.

  • Average credit card debt among indebted households: $15,263
  • Average credit card interest rate: 14.95% APR
  • Average mortgage debt: $147,591
  • Average outstanding student loan balance: $31,646
  • Average auto loan debt: $30,738
  • Only 59 percent of Americans have at least $500 in a savings account saved

Financial Fitness Pack

LIFE Leadership has the Financial Fitness Program to help people across the world learn how to play defense and offense in order to break free from the increasingly oppressive  Financial Matrix. Few understand the difference between expenses and investments and, unfortunately, most people maximize expenses while minimizing investments. LIFE Leadership, in contrast, teaches how to build wealth for the longterm by slashing expenses and investing in your #1 asset – yourself. If you are looking for an escape path from the Financial Matrix, LIFE Leadership has is the fasttrack. I feel like Morpheus explaining to people trapped in the matrix the plan to set them free:

Morpheus: When the (Financial) Matrix was first built, there was a man born inside who (he purchased a Financial Fitness Pack :) ) had the ability to change whatever he wanted, to remake the (Financial) Matrix as he saw fit. It was he who freed the first of us, taught us the truth : ‘As long as the (Financial) Matrix exists, the human race will never be free.’ After he died, the Oracle prophesied his return, and that his coming would hail the destruction of the (Financial) Matrix, end the war, bring freedom to our people. That is why there are those of us who have spent our entire lives searching the (Financial) Matrix, looking for him. I did what I did because…I believe that search is over. – (LIFE Leadership is here.)

Isn’t it time you learned the Defense, Offense, and Playing Field of finances so you too can break free from the Financial Matrix?

Sincerely,

Orrin Woodward





What Are You Telling Yourself?

10 11 2014

The story you tell yourself is the most important book you will ever read! For every goal/Dream we want to achieve, there will be 1,000 obstacles that scream in your face, “It’s not worth it!”  We live in a world where so many people do not pursue their passions resulting in mid-life crises and regret when it’s too late because of fear and comfort of the status quo.

If only we could reframe our thinking to know that anything that is worth it will be difficult. Ask any team that wins a championship if all the work was worth it? Ask the mom who birthed her child for 20 hours if the pain was worth it? Ask the teacher who leads a student down the right path through their mentorship, if the 5 years of college and long days were worth it?

The question is, what dream will be worth it in your life that will cause some discomfort now? So many times people give up when they are on the verge of greatness because the story they tell themselves leads them back to comfort and ease.  I encourage you, keep pushing forward because you have greatness inside you and I can’t wait for the world to see it!

With that, here is a video of the story I am telling myself. After watching this tell me this team doesn’t think they can win every game they play. I encourage you, as you are watching, change a few words and when that negative voice creeps into your brain, blast it with the right story.

Enjoy, Steve Leurquin





Financial Fitness For Teens

20 10 2014

If only I would have known then what I know. If I could have a dollar for ever time this phrase has been Financial Fit Teensthought, we would be able to pay off our national debt. Many times we wish we could go back to ourselves as teenagers and give ourselves advice. The question is, would you listen to yourself?

Here is an even better question.  If you could go back to being a teenager, would you do something different with your finances to put yourself in a better place now?  We all know the answer. Life Leadership has done it again! They have solved two problems in one with their new book, Financial Fitness for Teens.  

The first problem solved is they have created a resource for an important topic that seems to be left out of our schools today.  If we look around we see everyone, even the “leaders” of our country, as clueless to financial common sense. The second problem they solve, is they present the information in a fun, interesting way and it doesn’t come from their parents who we know, from previous experience, they will be reluctant to listen to.

Financial Fitness For Teens breaks down 6 steps getting off to the proper start at an early age and covers why financial education is not taught in schools. The 6 steps are:

1. Understanding Money

2. Making Money

3. Saving Money

4. Giving Money

5. Investing Money (What Most People Don’t Know)

6. Spending Money

A must read for every adult to determine when to give to their child. It is even appropriate for that 20+ son or daughter who still hasn’t figured it out and is still mooching off you. I have added to my mission getting this book in the hands of as many youth as I possibly can. The only way to get out of our national debt crises is to start out with the proper education of the future leaders of our country.

Enjoy, Steve Leurquin





Who Is Leading This Thing

14 08 2014

I recently read a blog post (with accompanied video) by Tim Marks with jaw dropping amazement and anger as to how much I am not Voyage of a Vikingaware of. I have watched this video 4 times now. I am reposting this blog for a simple reason, I hope it has the same affect on you! I hope you watch it, show someone else, and then show someone else.

Enjoy, Steve Leurquin

 

ARE YOU LEFT, RIGHT, OR IN THE MIDDLE?

Over years of a self-directed education, having read many books on a variety of topics including history and politics, I always try to step back and look at the facts as they are and not as I want them to be.   With that in mind, I’d like to share a video from Edward Griffin, an excellent researcher and historian.  I don’t agree with him on everything, but he offers some thought-provoking insights on our political parties.
In this clip, Griffin shares a bone-chilling question that was asked by a university history professor who actually mentored William Clinton while he was a student (a question that is the opposite of what I personally stand for.)  The question asked was:
“How do you let people think they are directing their own political destiny, while at the same time we, the elite, are [actually] the ones  directing their political destiny, without them [the people] knowing it?”
The answer, once you hear it, will cast a light on the political charade we see in our government today.  Remember: we can’t make our world better until we understand it.
The video below casts light on things many of us have wondered or felt from time to time, and answers some questions about why we are stuck as a country and not following any one party’s “agenda” but really following an agenda we are not even aware of.  Thankfully, through LIFE Leadership, we have excellent books like Orrin Woodward’s And Justice For All that help us all continue a self-directed political education.  Enjoy the video!
God bless,
Tim

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Remarkable Life

22 07 2014

There are many powerful books that come out through the Life Leadership Subscription Series. This past month a remarkable book titled RemarkableRemarkable was sent to me and every page has caused me think deeper and deeper. What I do for a living is build communities of leaders who go out and add value to this world. Through 4 maxims, Remarkable will teach you how to make choices that create value in not only your life, but everyone’s life around you.

The four maxims of value you creation as state in Remarkable are:

1. Maxim of Creativity – We are designed to create value in life.

2. Maxim of Positivity – Authentic positivity is the by-product of creating true value.

3. Maxim of Sustainability – To continuously create value, leverage your passion and strengths to solve problems.

4. Maxim of Responsibility – Ownership empowers people to take responsibility for creating value.

It is never my intention to tell people what to think, rather to give people the tools to lead their self to live the life they have always wanted. To do that I offer you my recommendation of this book to add to your “toolbox”. This book, along with the maxims, will leave you searching for what you can do to create more value in people’s lives. This statement alone is the true meaning of success – adding value to people’s lives.

I hope you enjoy this read and I look forward to your comments on what this it has done for your life and the lives of the people you have added value to.

Steve Leurquin

 





Make Yourself Unforgettable

1 07 2014

In living out my purpose in life helping others, I meet hundreds if not thousands of people for the first time every month.  When I first Make yourself unforgettablebegan this journey I was so self conscious that I would try to impress them as fast as possible with the words that came out of my mouth. After reading many books and many hours of experience, without a doubt I know the best way to be unforgettable to someone is to become a great listener.

The Dale Carnegie Training book: Make Yourself Unforgettable, teaches how to make a lasting impression through class. In a world where everyone is talking but nobody is being heard, becoming unforgettable is as simple as becoming a good listener.

Some common mistakes when listening to others:

*Rehearsing – Thinking of what you will say and not hearing what they are saying.

*Evaluating or Prejudging.

*Story Topping.

*Truth Telling – You are fixer so you “tell them how it is” as they are telling you a stressor in their life.

*Fault Finding – Disagreeing with them for the fun of it.

*Placating – Not listing but saying things like “Really” to appear that you are listening.

*Derailing – Taking over the conversation.

Now, we are all guilty of doing each of these mistakes at some point in our lives. The idea is to not beat yourself up about it rather know what they are so we can identify them in the future. This would be the defense of good listening. The offense of good listening is taking a proactive approach and not focus just on what bad listening is, but also focus on what good listeners do.

What good listening is:

*Make listening a conscious choice – make a decision to become a good listener.

*Put your expectations aside – Hear what they are saying and not what you think they are saying through your filter.

*Ask Questions

*Maintain eye contact

*Pay attention – focus Danielson! Don’t check out!

It is funny that when my influence was smaller, I did most of the talking. Now I found that most places I go, I do most of the listening and yet now I lead much larger groups of people. I find that people are so hungry to be heard in a world that does not listen, you become a person of class when you will truly listen to them to inspire them to reach the the life they have always wanted to live.

Hope this helps! It has helped me immensely!

Steve Leurquin





Leadership Book Poll

12 06 2014







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