Financial Fitness For Teens

20 10 2014

If only I would have known then what I know. If I could have a dollar for ever time this phrase has been Financial Fit Teensthought, we would be able to pay off our national debt. Many times we wish we could go back to ourselves as teenagers and give ourselves advice. The question is, would you listen to yourself?

Here is an even better question.  If you could go back to being a teenager, would you do something different with your finances to put yourself in a better place now?  We all know the answer. Life Leadership has done it again! They have solved two problems in one with their new book, Financial Fitness for Teens.  

The first problem solved is they have created a resource for an important topic that seems to be left out of our schools today.  If we look around we see everyone, even the “leaders” of our country, as clueless to financial common sense. The second problem they solve, is they present the information in a fun, interesting way and it doesn’t come from their parents who we know, from previous experience, they will be reluctant to listen to.

Financial Fitness For Teens breaks down 6 steps getting off to the proper start at an early age and covers why financial education is not taught in schools. The 6 steps are:

1. Understanding Money

2. Making Money

3. Saving Money

4. Giving Money

5. Investing Money (What Most People Don’t Know)

6. Spending Money

A must read for every adult to determine when to give to their child. It is even appropriate for that 20+ son or daughter who still hasn’t figured it out and is still mooching off you. I have added to my mission getting this book in the hands of as many youth as I possibly can. The only way to get out of our national debt crises is to start out with the proper education of the future leaders of our country.

Enjoy, Steve Leurquin

I Can’t Keep Up With The Life Business Success Stories

4 04 2013

A couple of weeks ago I attended yet another freedom party of someone whoIMG_2050 has utilized the Life Training material to live the life they have always wanted. Mike and Emily Hebbe are successful because they are, without-a-doubt, a couple who exemplify kindness and passion to the many people they serve.

Several years ago Mike and Emily were introduced to Life. With a farming and a skilled labor background they were never afraid of hard work and they saw a way that they could work hard, be compensated fairly for that hard work, helping others at the same time. This couple has become a great example to so many people as how to get it together, together. They have said many times how the Life information has saved their marriage.

Now their next victory has arrived! Imagine, it’s a Friday afternoon. You are 29 (give or take :)) years of age and a limo pulls into your place of employment. Your family and friends get out of the limo to pick you up for the last time as you have just created a pipeline flow of income where you no longer need that job. You have earned your freedom and all your time back with your family allowing you to teach your kids during the day the principles you have always wanted them to learn. As your driving away to a celebration party with food and friends, there are dozens of balloons floating through the air, let go to represent the many years you were able shave off the retirement date of 65 that the world says you have to work to.

This is exactly what Emily Hebbe did a couple weeks ago. You see, your life is your own. Mike and Emily Hebbe several years ago decided to take their future into their own hands. If you want something different in life, you have to do something different. Mike and Emily could look in the future following people of similar paths and could see they didn’t want that path. They decided to learn from people who had the results they wanted. Now, because of that, many people are learning from them, following their example.

Thank you Mike and Emily for having the courage to lead in a world that so desperately needs it.

Steve Leurquin

Life Training Success Story

26 02 2013

The stories of victory keep rolling in from people who are successfully improving their lives using the information LIFE has to offer in the 8F’s.  I am so proud of couples that choose to take their situation head on, rather than complain about it, as they implement a game plan with proven success material to move their family forward. Enjoy the great summary of the Maly’s success as written by Steve Sager who is coaching them on their plan of success.

Steve Leurquin


When Kyle & Kimberly Maly were first introduced to LIFE by a family member, they were the typical couple who were in a rut & looking for different results.  They “thought’ they knew what LIFE was about, but decided to open their minds & get some information first hand from those they trusted. They began to use the information in the 8 F’s in their personal life & in their respected professions.

Does the LIFE materials work someone might ask? This is just a few things the Maly’s have shared lately. Kyle has been promoted at his place of employment, receiving nearly a double increase in pay, a few months ago.  Also, Kyle’s ripple effect upon his former & current co-workers has increased in their own hunger to do more with their personal lives & career advancement.  Kyle recently earned an additional promotion (on top of the one a few months ago) to which he now oversees  +100 other employees. He attributes his success in his new role, from using the LIFE materials. Kyle feels this assists him with the ability to “relate” and “communicate” more effectively on a daily basis.

Kimberly has reduced the amount of time working at her job, which allows her to spend more time home with their two boys, Jacob(6) & Aaron (3).  “I finally feel comfortable with who I am as a person and how I can learn/grow.” Kimberly even said “our marriage has improved so much & I see my husband living up to the potential I always knew he had inside him.” She also added that the absolute positive change she has seen in her husband’s parenting skills is –PRICELESS!

If that wasn’t enough, the Maly’s are 100% debt free (outside their mortgage) as of January 2013, with money in their savings!!!

I asked Kyle what is the biggest factor in the past just 12 months?  “LIFE just changed our thinking, especially in our delayed gratification & setting goals. People don’t talk about improving their marriage, finances, relationships… they just sweep it under the rug. We are so thankful for the materials & leadership.”

Life Training For Success

11 01 2013

OLYMPUS DIGITAL CAMERAThis time next week the Round Tables and PC will be meeting to layout the vision for LIFE. In a time when many think of doom and gloom not sure where their future is going, there is a large group who have never more excited about their future! Life Training is paving the way for so many to live the life they have always wanted. This weekend will be truly amazing! With a brand new Policy Council being recognized and two other couples about ready to qualify, 2013 is going to be a fantastic year.

Enjoy this great video and article from founder of LIFE, Orrin woodward about the upcoming leadership convention! Steve Leurquin.

LIFE Leadership Conventions


It’s a beautiful Saturday morning and I just finished watching a superb video on the impact of the LIFE Business Leadership Conventions. Rob Hallstrand and his LIFE staff are knocking the ball out of the park on the recent videos. Indeed, the LIFE Convention video captures how a person can change from the inside out. In fact, it’s the only way true lasting change occurs. When a person thinks differently, he begins to act differently, thus producing different results in his life. Twenty years ago, I made one of the best decisions of my life by starting a personal growth journey.  Just like everyone else, I changed my internal thinking which led to external changes. For twenty consecutive years, I have read 10-15 books per month. But, I didn’t just read them, I applied them within the leadership communities. Over time, this reading and daily application led to amazing changes in who I am and what I see for the future. The same opportunity to start your journey is available at the LIFE Business Conventions around North America later this month. 2013 is the year to launch your LeaderShift! Here is the new video.


Orrin Woodward


Nothing Is Free

8 11 2012

The other day I was with my son at a store. As we came up to the counter there was a bowl of mints for the taking. When I turned around to look at him he had one handful of tasty treats and was reaching up to fill his other hand. At this point I told him to stop and take only one. Next is our conversation that took place.

“But Dad, they’re free!”

“Nothing is free, somebody has to pay for them.”

“But dad, I don’t have to pay for them Dad.”

“Aidan, If you take more than you need then there will not be enough for others to enjoy. And if you abuse the “free stuff” pretty soon the people who are offering it will stop.”

This was such a great conversation and one of many hundreds of teachable moments that happen with me and my children over the course of a week. He got it! An eight year old understood this concept yet I can’t quite seem to get it across to people more advanced in years.

As I watch the political lanscape being laid out I think of how often I see the word “free” being thrown around as to the services that the government will provide. Next time you see the word I hope you think of the lesson my son learned and know that nothing is free, someone has to pay for it. The only difference between the store owner’s mints and many (not all) government services (handouts) is that one of them provided it voluntarily.

Steve Leurquin



What A Year!

30 10 2012

It has been 1 year since LIFE has launched and what a year it has been! Lives are being changed with close to $2 million in bonuses alone be paid out to a community of independent thinkers.

This past weekend we celebrated the 1 year mark with a huge leadership convention. The amount of recognition was off the charts and this was only the tip of the iceberg! Check out a recent post by LIFE Founder Orrin Woodward as he highlights this amazing event. Enjoy, Steve Leurquin

LIFE Business Major Function

Posted by Orrin Woodward on October 29, 2012

It’s Monday morning after an amazing LIFE Business Major Convention. Thousands of people were recognized on stage for achieving new pins, numbers, and vacations.  From Thursday night through early Sunday afternoon, the LIFE community experienced it best information and inspiration weekend ever. The teams within the community have united together to break more power players than ever before.

With speakers the caliber of Chris and Terri BradyTim and Amy MarksClaude and Lana HamiltonBill and Jackie LewisGeorge and Jill GuzzardoDan and Lisa Hawkins, Mark McDonald, and Pastor Stephen Davey, I knew it was going to be a great weekend. However, what put it over the top was the enthusiasm and belief of the attendees. Never before have so many people advanced in the business and that belief spread to everyone attending the event.

There were many magic moments in Columbus. If you attended the event, please share you magic moments and key nuggets you are taking away from the major to grow. The LIFE Business is changing the world one person at a time!


Orrin Woodward

A Simple Math Lesson

22 10 2012

As a teacher of high school aged students for thirteen years, I taught the same lesson every year, and to my surprise (and theirs) I got the same result. The lesson was on how to calculate percentages and different areas of our lives where we might use this skill.

After teaching the basic operation we would then move to application. I would ask how much you should tip at 20% if your meal was $34.78. We would do this for many different scenarios and talk about how if your base number is higher than your percentage will be higher. To which all the students after seeing the facts agreed.

Then came the moment of surprise! I would then ask the students how much they thought a wealthy person made? Differing from year to year, in general the students said the wealthy make about $300,000 per year. Now the discussion would get really heated lasting for a couple of class periods as I would now state, “Now you see that the wealthy pay more in taxes than everyone else.”

“No way Mr. Leurquin!”

“Your Lying Mr. L!”

“They should pay more but they don’t!”

“Mr. L, what are you smoking!”

These were some of the most repeated responses I received to my statement throughout the years.

I would then proceed to write three examples on the board using Bob, Cindy, and Cliff.

If Bob makes $30,000/year and is taxed at 10% he pays $3,000 in taxes.  If Cindy makes $300,000/year and is taxed at 10% she pays $30,000 in taxes. If Cliff makes $3,000,000/per year and is taxed 10% he pays $300,000 in taxes.

Now usually the room was silent as I would bring attention to the fact that the wealthy (based on their definition of wealthy) do pay more in taxes. Every year the response was the same, “I guess they do pay more in taxes.” What gets me the most is that the kids I taught were generally not that good at math so of course they were not aware of this right? Nope! When I show this to adults I usually get the same stunned response.

Wouldn’t it be great if we were only taxed at 10% freeing up more of our money to spend as we see fit? Wouldn’t it be great if the handcuffs were taken off people so they could go out to become “wealthy” so they could pay the same tax percentage as everyone else yet pay so much more? Thus providing more revenue for this country to provide for the programs that are needed. Let’s encourage people to go out and make a lot of money, tax the heck out of them at the same percentage as everyone else. Raising their tax percentage as they make more only discourages the motivated one from pulling the cart and if nobody is pulling the cart, who will?

It’s crazy that when one just thinks on their own how much clearer things start to become. Enjoy the thinking journey, Steve Leurquin


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