Financial Matrix Defined

10 06 2015

Wrapping our brains around something new, especially on the surface as complex as the Financial Matrix, can be tough.  We have two options. The first is to say it’s too complex and I’ll never understand, thus living a life of ignorance. Or Two, we can start taking one bite at a time until it becomes as part of us as simple math.

I love the community of Life Leadership! They are choosing to peel the layers of the onion that is the Financial Matrix.  Like an onion, it might cause some tears but it is worth it.

Thank you Orrin Woodward for your blog helping all of us take a big bite of knowledge toward understanding the Financial Matrix.  

Enjoy, Steve

What is the Financial Matrix?

The Financial Matrix has captured nearly everyone within its web. The system of control works by seducing people into debt by “easy” monthly payments. The monthly payments accumulate until the people can no longer afford their own opinion. Instead, they must do the bidding of their creditors because, as the Bible stated long ago, “The borrower is slave to the lender.” The Financial Matrix book explains this is much more detail for those who haven’t read it.

I am not saying that the loaning and borrowing of money, in itself, constitutes a scam. For the Financial Matrix scam goes much deeper than that. Indeed, the Financial Matrix, through the Fractional Reserve Banking (FRB) system, supported by Central Banks and National Governments, is allowed to create money out of thin air to “loan” to the people. In a word, fake (fiat) money is loaned out to people who must pay back the interest and principal with real production. This is the Financial Matrix Scam.

How Does a Person Escape the Financial Matrix?

The plan to escape the Financial Matrix is simple to explain but difficult to implement, namely, stop taking on debt. A person must learn to live below his current income even if that means foregoing some of the things he desires. For just because a person wants something doesn’t mean he should sell himself into financial slavery to purchase it. Quit buying items today, in other words, on income that a person plans to make tomorrow; instead, the correct approach is to buy items today on income he made yesterday.

Unfortunately, most people have not learned this key financial literacy principle. In fact, this isn’t by accident, but by design. Think about how much education the average person is receiving today and yet how little financial literacy education they receive. I have met doctorate level graduates in many fields, with 10 plus years of education, who do not understand the rudimentary principles of compound interest, nor delayed gratification. This must change.

How to Play Defense Against the Financial Matrix?

Financial Fitness Pack

Anyone truly seeking a change in his/her financial situation must realize the need to apply new principles. The Financial Fitness Program (FFP) (Now available as a continuous education program for accountants) will teach a person step by step how to live below his current means. Many customers of this pack have escaped the Financial Matrix Scam by learning how to say no to the instant gratification purchases. It doesn’t matter how much a person makes as much as how much he spends. In fact, the Financial Matrix system loves high income earners because they typically carry more debt and service it longer.

The great news is once a person changes the financial paradigm, the compounding effect of debt reduction becomes an enjoyable game. Instead of thousands of dollars per month being poured down the Financial Matrix hole, that money now remains in the producers hands to either wipe out more debt or start to purchase items in cash. As a result, the average person can break out of the Financial Matrix by just playing defense in a 15 to 20 year plan and be debt-free including his mortgage. However, some people choose to go faster.

How to Play Offense Against the Financial Matrix?

This is the purpose of LIFE Leadership community. When customers realize how effective the Financial Fitness Program (FFP) is to help them get out of debt, many choose to share this program with others. LIFE created a compensated community to reward the people who help others escape the Financial Matrix Scam. In other words, the worst that happens to a person who joins LIFE Leadership and applies the principles taught is they lose their debt. On the upside, the go-getters who choose to share this financial program with others are rewarded for doing so.

LIFE Leadership then starts with a simple premise, namely, that being in debt and stress is not good for people. Accordingly, LIFE provides the FFP to teach financial literacy and a plan of escape. Meanwhile, for those who want to escape the Financial Matrix faster, LIFE offers people the opportunity to own their own business and build a business asset. A person can start by playing defense and utilizing the community support group to help him make better decisions financially. And, at any time in the process, he can choose to go on offense and share the financial products to others who could benefit by better financial literacy. Win-Win-Win.

What Makes LIFE Leadership Different?

I have studied the data of LIFE members and I am blown away by what I discovered. It takes less than six months for the average member to save more money from the Financial Matrix than they are investing in their own business. This is what makes LIFE Leadership different than most traditional product companies – the Financial Fitness Program (FFP) saves the consumer more money than it costs to purchase. The FFP is, after all, only 99 dollars. In the coming months, I plan on interviewing many of the people who have reduced their debt to highlight their stories.  The testimonials of people who have wiped out $10k, $25k, $50k, and some over $100k in less than six months simply need to be shared with the world!

What other organization can a person join where the worst that happens to him is he wipes out his debt and the best that happens to him is he builds a business asset, develops his personal leadership, and makes friends for life? Please don’t misunderstand me. I am not saying everyone who joins LIFE Leadership will get debt free. For merely joining an organization doesn’t make someone successful anymore than merely buying an exercise bike causes one to lose wait. After all, YOU have to use the financial principles and the exercise bike to accomplish the desired objective.

Fortunately, most of the people who purchase the FFP (about 75%) reduce their financial debt. Moreover, around 10% of that group start making money by building a business asset. What about the other 25%? I don’t know if I could answer this any better than John Wayne did, “Life is tough, even tougher when your stupid.” :) Ok, I know that was politically incorrect in today’s sensitive age. But seriously folks, how can the FFP help someone eliminate debt if they won’t open it up, read the materials, and apply its lessons? LIFE even has a community support group to encourage them in the habit changing process. A teacher cannot teach until the student is ready.

Despite what the modern media tells you, success  is NOT a lottery. Indeed, people don’t luck their way to success, but rather learn their way into it. If you are tired of waiting for your ship to come, then perhaps its time to join the LIFE Leadership ship. Whether as a customer and learn to play defense to avoid the Financial Matrix or as a member and learn how to play defense and offense to avoid the Financial Matrix is totally up to you.

What I know is with the proper financial principles, you too can escape the Financial Matrix and live the life you always wanted.

Sincerely,

Orrin Woodward





The Experts on Network Marketing

6 05 2015

The definition of insanity is doing the same thing over and over and expecting different results. With that being said, why are so many insane?! With people stuck in the financial matrix it is astonishing to me how many men and women hold on to a ship they know is sinking, but are afraid to let go.

Several years ago, my wife and I decided to start “building a bridge” a couple hours a week through a proven system that would eventually get us to the other side. We held on to the short term security of our teaching jobs so we could fund the building our business. We did not have a lot of time, but we knew time was going to go by anyway so why not put what discretionary time we had into its progression? Had we kept driving a barge to get paid, we would still be driving that barge. We were able to look back and see progress, with a system that kept the bridge together, that would never have been there had we not started.

With all the current ups and downs in teaching right now, we sure are glad we did start building the bridge of Life Leadership. A combination of a proven system along with information based products that change lives, we knew soon after we started that we had chosen correctly thus ending our insanity!

The experts agree.  Check out this great video on what the financial/leadership experts are saying about network marketing.

Steve





Orrin Woodward Releases The Financial Matrix Book

20 04 2015

The truth can hurt, especially when it opens your eyes to what you always thought was the truth. That’s deep! When Orrin Woodward’s book gets released next week I hope you take it upon yourself to promote it to everyone you know. The correct knowledge applied is power and I challenge leaders to take it upon themselves to provide that knowledge to the world.

Enjoy this preview of the book that will make a huge impact on all of our futures.

Steve

Fractional Reserve Banking: Power, Profits, & Pain

6a00e54eedbee1883401b7c77b0f32970b-320wiThe key to understanding the Financial Matrix is to recognize how the banking system uses the fractional reserve banking (FRB) process in partnership with the central bank to form a bank cartel insured by the national government. Without this trilateral partnership, the banking cartel, with the FRB systems inherent inconsistencies would cause the cartel to collapse under its own weight. Indeed, the whole point of my new book to be released by LIFE Leadership next week is to describe a plan out of the FRB fueled banking cartel to protect your family. Just how bad is the FRB system?

Imagine playing a game of musical chairs where the same chair is fraudulently issued to 10 different people without their knowledge. While the music is playing “boom” phase, everyone is happy and the economy appears to be growing rapidly;  however, as debt increases, so too do the prices of everything from the predictable inflation. Eventually the prices of houses, cars, and other big ticket items outrun the ability of the consumers to service the debt and the music stops abruptly. The “boom” period has now transformed into the “bust” phase as the highly unstable and inflated money supply burst because the consumers cannot afford tocontinue paying the interest and principal payments.

Not surprisingly, when the music stops, the consumers discover they do not have actual chairs (real commodity money) to sit down in. Thus, the weakest financially fall down to the ground first, but it doesn’t stop there. For the failure of the banks marginal loan qualifiers causes a cascading effect (I would say like a row of falling dominoes, but I don’t want to mix my metaphors :)) until only the most conservative financially can survive at all during the bust.

For example, remember how the failures of the riskiest mortgages brought the failures of many others who thought they had solid mortgages? The domino effects of bad bad loan failures to “good” loan failures happened when the housing prices dropped 50% or more during the “bust”. Loans, in other words, that are good when house is worth $500,000 and a person owes $400,000, are defaulted upon when house falls in price to only $250,000 and the person still owes $400,000! The person has quickly realized he is missing his chair.

Of course, the banks win during the “boom” with massive amounts of profit from interest payments and also win during the “bust” because they are insured from loss by government bailouts and the central bank money injections. The coup-de-grace is when they also foreclose on real properties for pennies on the dollar leaving the debtor bankrupted.  Absurdly, the system is set up for “heads” the bankers win and “tails” the borrowers lose. For the consumers are bankrupted by the counterfeit paper chairs and the banks are bolstered by bailouts and property surrendered by debtors as collateral. Sadly, it doesn’t even end there.  Because now the bank cartel can start the music all over again, offering incredible interest rates and no money down, to seduce new borrowers into the shearing room for the next game of musical chairs.

The more I study the money system, the more amazed I am at the gullibility of the masses and governments to support a game that leads to their own demise. It’s seems like the modern world enjoys to punish itself for Big Banker profits. In reality, the Financial Matrix relies upon the unsuspecting people’s Financial Literacy ignorance. Indeed, few understand how money is created even though it is hidden from them. Rather, most people do not like to think upon issues that threaten them and choose the ostrich approach of working 8-10 hours per day for 40 plus years wondering why it seems they have to work harder every year for less gain.

Productivity increases around the world and yet the masses get broker and no one seems to know why. Then, paradoxically, we demand our government (this is beyond a party issue as Republicans and Democrats both love borrowing easy money from bank cartel) to help us even though they are the ones supporting the cartel hurting us. This would be like demanding a bully’s right arm to defend us from the bully’s left arm currently pummeling us.

Do you really think that is going to work? To be sure, the national government will raise your taxes and launch numerous initiatives, but the money cartel isn’t afraid because no one gets elected without their approval (after all they can print money out of thin air, who is in a position to out fund them?) and financial support.Allowing bank cartel to print money out of thin air is nothing less than a total surrender of sovereignty and our nation has become a government of the banks, by the banks, and for the banks. 

There is one thing, however, that the people could do. And, if they did so, it could change everything. Not just for themselves but for our nation. Get out of DEBT and stay out of DEBT! When the masses awake and learn Financial Literacy, I can promise you the banker cartel will tremble in its fiat paper boots. For only then will the people stop enslaving themselves for things they do not truly need. And, when the people set themselves free, then we are in the moral position necessary to demand the government set itself free from the Financial Matrix also. Isn’t it hypocritical, in other words, to demand our government to be debt free when we are not debt free ourselves?

The great economist of the Austrian School, Murray Rothbard studied how the Banking Cartel creates money:

Here’s how the counterfeiting process works in today’s world. Let’s say that the Federal Reserve, as usual, decides that it wants to expand (i.e., inflate) the money supply. The Federal Reserve decides to go into the market (called the “open market”) and purchase an asset. It doesn’t really matter what asset it buys; the important point is that it writes out a check. The Fed could, if it wanted to, buy any asset it wished, including corporate stocks, buildings, or foreign currency. In practice, it almost always buys US government securities.

Let’s assume that the Fed buys $10,000,000 of US Treasury bills from some “approved” government bond dealer (a small group), say Shearson Lehman on Wall Street. The Fed writes out a check for $10,000,000, which it gives to Shearson Lehman in exchange for $10,000,000 in US securities. Where does the Fed get the $10,000,000 to pay Shearson Lehman? It creates the money out of thin air. Shearson Lehman can do only one thing with the check: deposit it in its checking account at a commercial bank, say Chase Manhattan. The “money supply” of the country has already increased by $10,000,000; no one else’s checking account has decreased at all. There has been a net increase of $10,000,000.

But this is only the beginning of the inflationary counterfeiting process. For Chase Manhattan is delighted to get a check on the Fed, and rushes down to deposit it in its own checking account at the Fed, which now increases by $10,000,000. But this checking account constitutes the “reserves” of the banks, which have now increased across the nation by $10,000,000. But this means that Chase Manhattan can create deposits based on these reserves, and that, as checks and reserves seep out to other banks (much as the Rothbard Bank deposits did), each one can add its inflationary mite, until the banking system as a whole has increased its demand deposits by $100,000,000, ten times the original purchase of assets by the Fed. The banking system is allowed to keep reserves amounting to 10 percent of its deposits, which means that the “money multiplier” — the amount of deposits the banks can expand on top of reserves — is 10. A purchase of assets of $10 million by the Fed has generated very quickly a tenfold ($100,000,000) increase in the money supply of the banking system as a whole.

Did you get that? The Federal Reserve (Central Bank) writes a check backed by no real bank assets (instead its merely a debt imposed upon American productivity without collateral)  to purchase Treasury Bills from one of the Big Banks. The Big Banks then start the music again and seduce the next round of musical chair victims (usually mortgage loans since approximately 70% of USA money supply is created from house mortgages). The banks make interest on money created out of thin air, the government funds it debts, and the consumer play another round of musical chairs as the prices of everything rise during the boom and fall during the predictable bust. The people are sheared yet again because they do not understand the Misean/Hayekian Austrian Business Cycle theory.

Jorg Guido Hulsmann

Jörg Guido Hülsmann, in his fascinating treatise, The Ethics of Money Production, described the fiat money and fractional reserve banking cartel. He explained the whole system relies on legal privileges and special deals for the few against the many. Hülsmann has nailed the reason why the Financial Matrix is thriving and why each reader ought to protect his family by eliminating ALL DEBT through applying the principles taught in our #1 bestselling product the Financial Fitness Program:

There is no tenable economic, legal, moral, or spiritual rationale that could be adduced in justification of paper money and fractional-reserve banking. The prevailing ways of money production, relying as they do on a panoply of legal privileges, are alien elements in the capitalist [i.e., true free market] economy. They provide illicit incomes, encourage irresponsibility and dependence, stimulate the artificial centralization of political and economic decision-making, and constantly create fundamental disequilibria that threaten the life and welfare of millions of people. In short, paper money and fractional-reserve banking go a long way toward accounting for the excesses for which the capitalist economy is widely chided.

We have argued that these monetary institutions have not come into existence out of any economic necessity. They have been created because they allow an alliance of politicians and bankers to enrich themselves at the expense of all other strata of society. This alliance emerged rather spontaneously in the seventeenth century; it developed in multifarious ways up to the present day, and in the course of its development it created the current monetary institutions.

…The driving force that propelled the development of central banks and paper money was the reckless determination of governments, both aristocratic and democratic, to increase their revenue, if necessary in violation of good faith and of all established rules of commerce.

In sum, government power, banker profits and the people’s pain all increase while the people freedoms and pocketbook decrease. This is the “joy” of living in the Financial Matrix.

Sincerely,

Orrin Woodward





The Financial Matrix

2 04 2015

Orrin woodward explains what the Financial Matrix is very well in a recent post made on his award winning blog.  Are you in the Matrix?  You’ll know after watching his video.

Enjoy,

Steve  

The Financial Matrix Debt System

High-paying longterm jobs are exiting North America at an alarming rate. Nonetheless, citizens of America and Canada seem unable (in some cases unwilling) to cut expenses. The latest numbers on American indebtedness (Canadian numbers are similarly dismal), both consumer debt and home mortgages, is staggering.

The latest GoBankingRates report found the average American is more than $225,000 in debt with little savings. The website identified (using the earnings, savings, and various loans) the “average American’s” (calling her ‘Mary Smith’) financial status.

GoBankingRates editor Jennifer Calonia stated that, “Mary is 37, the current median age of an American. She’s a non-Hispanic White, the largest demographic in the country, and she works in retail sales, the most common occupation in the United States”

Unfortunately, Mary’s pay and debt load is a train wreck in progress. Calonia noted, “Until we witness a much more dramatic return to permanent, long-term employment in the private sector, Mary Smith’s dire scenario, which leaves her drowning in debt and without adequate savings, will continue to play out, especially as more companies rely on temporary, low-wage work.”

According to the latest USA data, the real (inflation adjusted) median household income was $51,939 in 2013. However, one must remember that household income is the combined incomes from everyone working in the house. Basically, this means the average personal income is somewhere around $30k. Further, the total income has trended downward since 2007, falling 8% from the pre-recession peak of $56,436 and remains well below the 1999 record of $56,895.

In other words, household income, over the last 16 years, has actually gone down! Imagine working for 16 years straight only to receive less money than one did originally. To compound this pain, inflation has caused most other prices to skyrocket, leaving Americans bewildered and frustrated. This simply cannot continue indefinitely. Compare the average income of Americans with the average debt loads and a forthcoming financial disaster becomes apparent.

Here is a summary of the average debt numbers.

  • Average credit card debt among indebted households: $15,263
  • Average credit card interest rate: 14.95% APR
  • Average mortgage debt: $147,591
  • Average outstanding student loan balance: $31,646
  • Average auto loan debt: $30,738
  • Only 59 percent of Americans have at least $500 in a savings account saved

Financial Fitness Pack

LIFE Leadership has the Financial Fitness Program to help people across the world learn how to play defense and offense in order to break free from the increasingly oppressive  Financial Matrix. Few understand the difference between expenses and investments and, unfortunately, most people maximize expenses while minimizing investments. LIFE Leadership, in contrast, teaches how to build wealth for the longterm by slashing expenses and investing in your #1 asset – yourself. If you are looking for an escape path from the Financial Matrix, LIFE Leadership has is the fasttrack. I feel like Morpheus explaining to people trapped in the matrix the plan to set them free:

Morpheus: When the (Financial) Matrix was first built, there was a man born inside who (he purchased a Financial Fitness Pack :) ) had the ability to change whatever he wanted, to remake the (Financial) Matrix as he saw fit. It was he who freed the first of us, taught us the truth : ‘As long as the (Financial) Matrix exists, the human race will never be free.’ After he died, the Oracle prophesied his return, and that his coming would hail the destruction of the (Financial) Matrix, end the war, bring freedom to our people. That is why there are those of us who have spent our entire lives searching the (Financial) Matrix, looking for him. I did what I did because…I believe that search is over. – (LIFE Leadership is here.)

Isn’t it time you learned the Defense, Offense, and Playing Field of finances so you too can break free from the Financial Matrix?

Sincerely,

Orrin Woodward





Financial Fitness For Teens

20 10 2014

If only I would have known then what I know. If I could have a dollar for ever time this phrase has been Financial Fit Teensthought, we would be able to pay off our national debt. Many times we wish we could go back to ourselves as teenagers and give ourselves advice. The question is, would you listen to yourself?

Here is an even better question.  If you could go back to being a teenager, would you do something different with your finances to put yourself in a better place now?  We all know the answer. Life Leadership has done it again! They have solved two problems in one with their new book, Financial Fitness for Teens.  

The first problem solved is they have created a resource for an important topic that seems to be left out of our schools today.  If we look around we see everyone, even the “leaders” of our country, as clueless to financial common sense. The second problem they solve, is they present the information in a fun, interesting way and it doesn’t come from their parents who we know, from previous experience, they will be reluctant to listen to.

Financial Fitness For Teens breaks down 6 steps getting off to the proper start at an early age and covers why financial education is not taught in schools. The 6 steps are:

1. Understanding Money

2. Making Money

3. Saving Money

4. Giving Money

5. Investing Money (What Most People Don’t Know)

6. Spending Money

A must read for every adult to determine when to give to their child. It is even appropriate for that 20+ son or daughter who still hasn’t figured it out and is still mooching off you. I have added to my mission getting this book in the hands of as many youth as I possibly can. The only way to get out of our national debt crises is to start out with the proper education of the future leaders of our country.

Enjoy, Steve Leurquin





I Can’t Keep Up With The Life Business Success Stories

4 04 2013

A couple of weeks ago I attended yet another freedom party of someone whoIMG_2050 has utilized the Life Training material to live the life they have always wanted. Mike and Emily Hebbe are successful because they are, without-a-doubt, a couple who exemplify kindness and passion to the many people they serve.

Several years ago Mike and Emily were introduced to Life. With a farming and a skilled labor background they were never afraid of hard work and they saw a way that they could work hard, be compensated fairly for that hard work, helping others at the same time. This couple has become a great example to so many people as how to get it together, together. They have said many times how the Life information has saved their marriage.

Now their next victory has arrived! Imagine, it’s a Friday afternoon. You are 29 (give or take :)) years of age and a limo pulls into your place of employment. Your family and friends get out of the limo to pick you up for the last time as you have just created a pipeline flow of income where you no longer need that job. You have earned your freedom and all your time back with your family allowing you to teach your kids during the day the principles you have always wanted them to learn. As your driving away to a celebration party with food and friends, there are dozens of balloons floating through the air, let go to represent the many years you were able shave off the retirement date of 65 that the world says you have to work to.

This is exactly what Emily Hebbe did a couple weeks ago. You see, your life is your own. Mike and Emily Hebbe several years ago decided to take their future into their own hands. If you want something different in life, you have to do something different. Mike and Emily could look in the future following people of similar paths and could see they didn’t want that path. They decided to learn from people who had the results they wanted. Now, because of that, many people are learning from them, following their example.

Thank you Mike and Emily for having the courage to lead in a world that so desperately needs it.

Steve Leurquin





Life Training Success Story

26 02 2013

The stories of victory keep rolling in from people who are successfully improving their lives using the information LIFE has to offer in the 8F’s.  I am so proud of couples that choose to take their situation head on, rather than complain about it, as they implement a game plan with proven success material to move their family forward. Enjoy the great summary of the Maly’s success as written by Steve Sager who is coaching them on their plan of success.

Steve Leurquin

Image

When Kyle & Kimberly Maly were first introduced to LIFE by a family member, they were the typical couple who were in a rut & looking for different results.  They “thought’ they knew what LIFE was about, but decided to open their minds & get some information first hand from those they trusted. They began to use the information in the 8 F’s in their personal life & in their respected professions.

Does the LIFE materials work someone might ask? This is just a few things the Maly’s have shared lately. Kyle has been promoted at his place of employment, receiving nearly a double increase in pay, a few months ago.  Also, Kyle’s ripple effect upon his former & current co-workers has increased in their own hunger to do more with their personal lives & career advancement.  Kyle recently earned an additional promotion (on top of the one a few months ago) to which he now oversees  +100 other employees. He attributes his success in his new role, from using the LIFE materials. Kyle feels this assists him with the ability to “relate” and “communicate” more effectively on a daily basis.

Kimberly has reduced the amount of time working at her job, which allows her to spend more time home with their two boys, Jacob(6) & Aaron (3).  “I finally feel comfortable with who I am as a person and how I can learn/grow.” Kimberly even said “our marriage has improved so much & I see my husband living up to the potential I always knew he had inside him.” She also added that the absolute positive change she has seen in her husband’s parenting skills is –PRICELESS!

If that wasn’t enough, the Maly’s are 100% debt free (outside their mortgage) as of January 2013, with money in their savings!!!

I asked Kyle what is the biggest factor in the past just 12 months?  “LIFE just changed our thinking, especially in our delayed gratification & setting goals. People don’t talk about improving their marriage, finances, relationships… they just sweep it under the rug. We are so thankful for the materials & leadership.”








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